I just had to post this article. This guy is SO right. At least seven of the top ten are things I constantly tell friends who complain about being broke. Numbers one thru seven I completely believe and have embraced. Eight thru ten are my problems, and they are difficult for me (because I buy things I don't need, I only barely understand value, and I don't take chances) I will say that Number 5 is hella important to me: I don't care what you earn, if you don't like something, you should not... read more