Our son is turning 15 in December and is very anxious to get his driver's permit. I've heard horror stories about insurance rates, so I gave our insurance person a call. There is good news and bad news. The good news is that our rates won't go up when he gets his permit, only when he gets his license. The bad news? $1,300-$1,600 MORE per year than what we are paying now, depending on his grades. I'll say it again...HOLY CRAP! read more