A few months ago, I had to go to court to help sue some poor woman. She cut me off on the freeway. Her car paid the price of her misjudgment. My employer had to sue her, though, not because she was a bad person, not at all, but because her car insurance carrier was being a douchebag. It refused to pay up for the damage her sudden move caused. Why didn't the employer just sue the insurer? Ah, here's the thing: the carrier has no standing in court. We had to sue the driver so the judge would rule... read more
