Skip the beauty maintenance services including but not limited to (the spa, hair salon, nail salon, tanning salons and gym memberships). Use gift giving occasions (such as birthdays, Christmas, mother's day, etc) to ask for gift cards to your favorite places (such as spas, hair salon, nail salons, department stores, etc.) or for products to last you through the year (scented lotions, perfumes, brand name cosmetics, etc.). Just remember not to get services performed with your gift card that will... read more