2. A health savings plan restores freedom of choice. An HSA plan puts individual consumers back in control of their own health care . This also means that each individual must be more responsible for his or her own health care decisions. This approach of self-reliance is not always popular with or appropriate for everyone, especially those who have become comfortable with HMO-type "co-pay" plans. 3. Health savings accounts reduce income taxes . Every dollar contributed into your HSA account... read more